Independent business reviews

Our IBR service provides lenders with a clear and objective view of the borrower’s current and projected debt service capacity. We review and challenge management’s commercial and financial assumptions and provide the lender with a realistic picture of what the company can achieve. Key benefits of an IBR include:

  • real multi-level challenge to management forecasts: commercial, operational and financial
  • realistic set of “post-vulnerability” numbers to baseline and track future performance
  • risks / upsides are fully evaluated
  • “close-up” assessment of the business and strength/depth of its management team
  • reliable basis for valuation / options review
  • business briefing facilitates communication to multiple stakeholder groups/syndicates